When it comes to your money, there is no room for compromise. That’s why our neo super banking app is built on the same foundations of trust, regulation, and technology as Europe’s most established banks. From encryption to compliance, every detail of our infrastructure is designed to protect your funds and your personal data at the highest possible level.

Full Compliance with EU Banking Regulations

We don’t just meet industry standards — we exceed them. Our services are fully compliant with:

PSD2 (Payment Services Directive 2): Guaranteeing strong customer authentication (SCA) and secure communication between you, merchants, and financial institutions.

GDPR (General Data Protection Regulation): Ensuring your personal data is handled transparently, securely, and only with your consent.

PCI-DSS (Payment Card Industry Data Security Standard): Protecting your payment data with strict controls and secure processing environments.

By adhering to these regulations, we provide the same legal and security protections you would expect from a traditional European bank.

Bank-Grade Encryption & Data Protection

All sensitive information is encrypted with AES-256 encryption, the same standard used by global financial institutions and government agencies. In addition, we use tokenization technology to ensure your card and account details are never exposed during transactions.

Your data is stored in secure, Tier IV data centers within the EU, protected by multiple layers of physical and digital security, including firewalls, intrusion detection, and continuous monitoring.

Strong Customer Authentication (SCA)

Every transaction is verified through multi-factor authentication, combining something you know (PIN/password), something you have (your mobile device), and something you are (biometrics such as fingerprint or facial recognition). This guarantees that only you can access and authorize your account activity.

Real-Time Fraud Detection & Monitoring

Our intelligent fraud prevention system operates 24/7, analyzing every transaction in real time. Suspicious activity is immediately flagged and investigated, ensuring proactive protection against unauthorized access, account takeovers, and fraudulent payments.

Continuous Monitoring & Independent Audits

We believe in transparency and accountability. That’s why our systems are continuously tested, audited, and monitored by independent third parties to ensure ongoing compliance and resilience. Regular penetration testing and vulnerability assessments keep us ahead of potential threats.

Your Security, Our Priority

We combine the agility of a digital-first bank with the robust security of traditional financial institutions. Every feature, every update, and every transaction is built on the principle that your trust is our most valuable asset.

With our neo super banking app, you can enjoy the freedom of modern, borderless finance — backed by regulatory compliance, bank-grade security, and total peace of mind.